Certified Travel Agent Practice Test

What type of insurance would cover the cost of a missed flight due to unforeseen circumstances?

1. Travel liability insurance

2. Trip delay insurance

3. Medical travel insurance

4. Cruise insurance

The correct answer is: Trip delay insurance

Trip delay insurance is specifically designed to cover costs incurred when a traveler misses a flight due to unforeseen circumstances, such as severe weather, mechanical failures, or other events beyond the traveler's control. This type of insurance can reimburse travelers for expenses related to accommodations, meals, and alternative transportation that they may need while waiting for their rebooked flight. While other types of insurance listed may provide some coverage related to travel, they do not focus on the specific situation of missed flights due primarily to delays. Travel liability insurance generally covers legal liabilities in case of accidents or damages caused by the traveler, medical travel insurance is focused on health-related issues and emergencies while traveling, and cruise insurance specifically caters to issues related to cruise trips, which may not encompass missed flights due to broader, unforeseen circumstances. Thus, trip delay insurance is the most suitable form of coverage for this scenario.