Certified Travel Agent Practice Test

What does trip cancellation/trip interruption insurance cover?

1. Carrier-caused delays

2. Cancelled flights

3. Unexpected medical emergencies

4. All of the above

The correct answer is: Unexpected medical emergencies

Trip cancellation/trip interruption insurance primarily covers unexpected scenarios that disrupt a traveler’s plans, particularly circumstances that can lead to cancellation or interruption of a trip. While a lot of travelers assume that this insurance primarily covers unforeseen medical emergencies, it also includes various events that could impact travel due to reasons like severe weather, natural disasters, or other personal emergencies. Selecting the option about unexpected medical emergencies highlights a crucial aspect of trip cancellation/interruption insurance. This type of insurance often looks after situations where an illness or accident prevents a traveler from going on their trip or causes them to cut it short, providing important financial protection in such circumstances. In the context of the entire question, this option emphasizes a key component of what trip cancellation/interruption insurance typically covers, illustrating its role in safeguarding travelers against significant financial losses due to unforeseen developments. While carrier-caused delays and cancelled flights are associated with travel disruptions, they are usually covered under different types of insurance or protections, such as travel delay insurance or airline policy reimbursements.