Certified Travel Agent Practice Test

Is it necessary to check other information on a credit card if you have an imprint and signature?

1. Yes, always check additional information

2. No, that information is sufficient

3. It's only necessary if you suspect fraud

4. Only if the card expires soon

The correct answer is: Yes, always check additional information

Checking additional information on a credit card, even when you have an imprint and signature, is vital for several reasons. First, while an imprint may provide a physical record of the card, it does not guarantee that the card is valid or has not been reported stolen or compromised. The signature, while an important security feature, can also be forged. Moreover, verifying additional information such as the card's expiration date, security features, and even contacting the card issuer can offer greater assurance. This additional diligence helps prevent potential fraud and protects both the merchant and the customer. In many industries, especially in travel, where large transactions occur, maintaining strict security protocols is crucial. Considering only the imprint and signature may lead to oversight and increase the risk of accepting fraudulent payments. Thus, thorough verification practices are essential for safeguarding transactions and the integrity of the business.