Certified Travel Agent Practice Test

If your clients need coverage for additional travel expenses after losing a passport, what type of insurance should their policy include?

1. Trip cancellation

2. Trip delay

3. Medical coverage

4. Personal liability

The correct answer is: Trip delay

The correct answer is that trip delay insurance is the appropriate type of coverage for clients who need assistance with additional travel expenses due to a lost passport. This type of insurance is specifically designed to reimburse travelers for unexpected expenses incurred when their journey is delayed, which can include accommodation, meals, and other related costs that arise when they are unable to continue their trip as planned. While trip cancellation insurance protects clients from losing money on non-refundable expenses if they have to cancel their trip due to certain specified reasons, it does not cover expenses incurred while traveling. Medical coverage focuses on health-related expenses, and personal liability insurance protects against claims for damages to other parties, neither of which is relevant to the situation of having a lost passport and needing to address resulting delays in travel.